/* ── Unified site navigation (scoped .sn-*, safe on every page) ── */
.sn-header{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid #e5e7eb;font-family:'Inter',system-ui,-apple-system,sans-serif}
.sn-bar{max-width:1200px;margin:0 auto;padding:0 20px;display:flex;align-items:center;justify-content:space-between;height:64px;gap:14px}
.sn-logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:14px;color:#0b1220;text-decoration:none;flex-shrink:0;line-height:1.2}
.sn-logo img{height:36px;width:auto}
.sn-logo span{display:none}
.sn-menu{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.sn-item{position:relative}
.sn-top{display:flex;align-items:center;gap:6px;padding:10px 12px;font-size:13.5px;font-weight:700;color:#374151;text-decoration:none;border-radius:8px;background:none;border:none;cursor:pointer;font-family:inherit;line-height:1}
.sn-top:hover{color:#024D7D;background:#f3f6fa}
.sn-caret{width:7px;height:7px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-2px);transition:transform .15s;flex-shrink:0}
.sn-drop{display:none;background:#fff}
.sn-drop a{display:block;padding:9px 12px;font-size:13.5px;font-weight:600;color:#374151;text-decoration:none;border-radius:8px;white-space:nowrap}
.sn-drop a:hover{background:#e8f1f9;color:#024D7D}
.sn-drop .sn-all{border-top:1px solid #f3f4f6;margin-top:6px;padding-top:9px;color:#0367A6;font-weight:700}
.sn-item.open .sn-drop{display:block}
.sn-right{display:flex;align-items:center;gap:12px;flex-shrink:0}
.sn-phone{font-size:13px;font-weight:700;color:#6b7280;text-decoration:none;white-space:nowrap}
.sn-phone:hover{color:#024D7D}
.sn-cta{display:inline-flex;align-items:center;background:#22c55e;color:#fff;font-size:13.5px;font-weight:800;padding:10px 18px;border-radius:999px;text-decoration:none;white-space:nowrap;box-shadow:0 4px 14px rgba(34,197,94,.25);transition:background .15s}
.sn-cta:hover{background:#15803d}
.sn-burger{display:none;flex-direction:column;justify-content:center;gap:4px;width:42px;height:42px;background:none;border:1px solid #e5e7eb;border-radius:9px;cursor:pointer;padding:10px;flex-shrink:0}
.sn-burger span{display:block;height:2px;background:#0b1220;border-radius:2px;transition:all .2s}
.sn-burger[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.sn-burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.sn-burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

/* Desktop: hover/focus dropdown panels */
@media(min-width:1021px){
.sn-drop{position:absolute;top:100%;left:0;min-width:240px;border:1px solid #e5e7eb;border-radius:12px;box-shadow:0 16px 40px rgba(11,18,32,.12);padding:8px;z-index:101}
.sn-item:hover .sn-drop,.sn-item:focus-within .sn-drop{display:block}
.sn-item:hover .sn-caret{transform:rotate(225deg) translateY(-1px)}
}

/* Mobile: full-screen accordion menu */
@media(max-width:1020px){
.sn-menu{display:none;position:fixed;top:64px;left:0;right:0;bottom:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:6px 18px 48px;overflow-y:auto;z-index:99}
.sn-menu.open{display:flex}
.sn-item{border-bottom:1px solid #f3f4f6}
.sn-top{width:100%;justify-content:space-between;padding:16px 4px;font-size:16px;border-radius:0}
.sn-top:hover{background:none}
.sn-drop{padding:0 0 12px 10px}
.sn-drop a{padding:12px 8px;font-size:15px;white-space:normal;border-radius:8px}
.sn-item.open .sn-caret{transform:rotate(225deg)}
.sn-phone{display:none}
.sn-burger{display:flex}
}

/* ── Unified site footer (scoped .sf-*) ── */
.sf-footer{background:#0b1220;color:rgba(255,255,255,.6);font-family:'Inter',system-ui,-apple-system,sans-serif;font-size:14px;line-height:1.7}
.sf-grid{max-width:1200px;margin:0 auto;padding:52px 20px 40px;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}
.sf-brand img{height:34px;width:auto;margin-bottom:12px}
.sf-brand p{margin:0 0 14px;font-size:13.5px}
.sf-brand a{color:#86efac;font-weight:700;text-decoration:none}
.sf-col h4{color:#fff;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.1em;margin:0 0 14px}
.sf-col a{display:block;color:rgba(255,255,255,.62);text-decoration:none;padding:4px 0;font-size:13.5px}
.sf-col a:hover{color:#fff}
.sf-bottom{border-top:1px solid rgba(255,255,255,.1)}
.sf-bottom-inner{max-width:1200px;margin:0 auto;padding:18px 20px 26px;display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center;justify-content:space-between;font-size:12px}
.sf-bottom-inner a{color:rgba(255,255,255,.7);text-decoration:none;margin-left:14px}
.sf-bottom-inner a:hover{color:#fff}
.sf-disclaimer{max-width:1200px;margin:0 auto;padding:0 20px 30px;font-size:11px;color:rgba(255,255,255,.38);line-height:1.6}
@media(max-width:860px){.sf-grid{grid-template-columns:1fr 1fr;padding:40px 20px 28px}.sf-bottom-inner{flex-direction:column;align-items:flex-start}.sf-bottom-inner span{order:2}.sf-bottom-inner a{margin-left:0;margin-right:14px}}
@media(max-width:480px){.sf-grid{grid-template-columns:1fr}}